Act Now Debtor Education

Get your: Bankruptcy Certificates (Pre-Petition and Post-Petition Certificates)
About the Program

The Post-Filing (after you file) certificates are offered via internet. We offer credit counseling education using principles that have helped thousands of people. The post-course allow a minimum of two hours to complete.

There is no telephone call required after completion. Your certificate is timed and dated once you complete the course. We will email or fax to the emails provided and the fax number provided. We do not deliver the completion certificate to the courts.

Our programs are designed to help people learn the basics of personal finance. Our book "Your Financial Focus" has many examples that can help you understand personal finance principles. Implementing our financial techniques will benefit you and your family.

For a Married couple/ joint couple each spouse must register as Married Filing Joint complete their portions separate and complete their own final exam as required

Our price is per each household meaning husband and wife pay one price. We offer free services for those that qualify. You must have filed and have a case number to receive the #2 Post- certificate.

After you have created a log-in you will be able to log-off and come back to complete as needed.

Upon completion of the course, the provider will provide a certificate of course completion to consumers. Your certificates will be emailed or faxed to the information you provide at the beginning. You can have your certificate emailed or faxed to you or your attorney.

Your Certificate is available and saved in your account on our website after the certificate has been issued. You can login and retrieve it at any time after it’s been issued.

Fee Waiver Disclosure: Academy of Financial Literacy, Inc agrees to waive the respective fees if the consumer has income less than 150 percent of the poverty guidelines last published by the United States Department of Health and Human Services (DHHS) applicable to a family of the size involved in the 48 contiguous states. Academy of Financial Literacy, Inc will email or contact consumer if we feel we must collect financial information. We will email a budget sheet for completion if we feel consumer doesn’t meet these requirements.

Updated: 11/11/2019


We do not pay or receive fee or other consideration for the referral of debtor students to or by the provider.
We do not pay or receive fee or other consideration for the referral of debtor students to or by the provider.

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