Act Now Debtor Education

Get your: Bankruptcy Certificates (Pre-Petition and Post-Petition Certificates)
Frequently Asked Questions
Please review composed list of frequently asked questions for any questions you may have.

Q. Can a married couple take the course together?
A. Each spouse must complete their steps separate.

Q. How long is the course?
A. The Post-petition #2 (Post-filing Course) will take a minimum of two hours. You can log in and out of the course as needed to complete.

Q. How is the course offered?
A. Via the internet on our website which operates 24/7

Q. Can joint bankruptcy filers take the course together?
A. Yes, you register as Married Filing Joint but each must complete their steps separate and their final exam separate.

Q. Can another person purchase the course for me?
A. Yes, another person can purchase the course for you

Q. How much does the course cost?
A. Course #2 costs $7.50 per household, one flat fee for each course. No additional charges

Q. When is the certificate of completion for the course available?
A. The certificate is available once we check your course information for completion and you have met the required steps. Your certificate will be emailed or faxed based on the information provided, usually within 24 hours of completion to you and attorney based on information completed on the registration form.

Q. Who will receive the certificate of completion?
A. The certificate will be sent to debtor or the debtor's attorney. This preference is specified by the client during the online registration.

Q. How is the certificate of completion sent?
A. email, fax or you can login to your account and retrieve the certificate after its issued.

Q. What forms of payment do you accept?
A. We accept most all forms of payments. We accept major credit cards, debit cards on our website and money order or personal check may be mailed to us.

Q. Can I call for other personal finance questions or concerns?
A. Yes we offer counseling for people with personal finance questions.

Q. Do I need to finish in one setting?
A. No, you can login and out as needed to complete the course


We do not pay or receive fee or other consideration for the referral of debtor students to or by the provider.
We do not pay or receive fee or other consideration for the referral of debtor students to or by the provider.

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